Solarisbank: What It Is and How It Connects to Crypto Finance
When you hear Solarisbank, a licensed German digital bank that provides infrastructure for fintechs and crypto companies. Also known as Solaris SE, it doesn’t sell crypto directly—but it’s one of the hidden engines behind many crypto services you use daily. Unlike traditional banks that avoid crypto, Solarisbank built its whole model around serving digital finance startups, from crypto exchanges to blockchain wallets. It handles everything from bank accounts and payment processing to compliance and licensing—so companies like N26, Bitpanda, and others can focus on their apps while Solarisbank manages the messy legal and banking side.
Solarisbank isn’t just a bank—it’s a fintech infrastructure provider, a behind-the-scenes platform that lets other companies launch financial products without getting their own banking license. That’s why so many crypto platforms in Europe use it: getting a banking license takes years and millions in capital. Solarisbank gives them access to SEPA payments, IBANs, fraud tools, and AML systems overnight. It’s also one of the few EU banks that openly work with crypto businesses, as long as they’re compliant. This makes it a critical bridge between traditional finance and crypto, especially under MiCA regulations that are forcing exchanges to prove they’re safe and transparent.
But here’s the catch: just because a company uses Solarisbank doesn’t mean it’s safe. Solarisbank doesn’t endorse every client—it just provides the plumbing. You still need to check if the crypto platform you’re using has real users, clear tokenomics, and public audits. That’s why the posts below dive into real cases: some crypto exchanges you think are independent are actually running on Solarisbank’s backend, while others are outright scams pretending to be backed by it. You’ll find reviews of platforms that use Solarisbank for payments, ones that failed despite using it, and others that got shut down for violating compliance rules. There’s also deep dives into how KYC, AML, and crypto tax tools integrate with Solarisbank’s systems—because if you’re using a crypto service in Europe, chances are it’s running on this bank’s tech.
Whether you’re a trader wondering why your deposit took two days, a developer building a crypto app, or just trying to avoid scams, understanding Solarisbank helps you see the real structure beneath the surface. Below, you’ll find real-world breakdowns of platforms that rely on it, what went wrong, and how to tell if a service is truly secure—or just using a bank name to look legit.
